Frequently Asked Questions

1. What is the PayDay Loan
The PayDay Loan is a short term cash advance solution that helps bridge a temporary cash availability problem and avoid costly bank and credit card penalties. It is usually repaid on your next payday.

2. How much money can I get ?
You can borrow any amount, from £80 up to £1,000.

3. What for of payment is used to repay payday loan ?
Debit/credit card transaction is used for repayment.

4. Would bad credit history affect payday loan approval ?
No, we don't carried out credit checks.

5. How much do you charge ?
The charges are £20 for each £80 borrowed. Click here to see a table of fees.

6. Is it possible to roll the payday loan over ?
Yes - However, after rolling over your payday loan more than 2 times, you are required to reduce your balance.

7. When will I get the cash ?
If your loan is approved and we receive your signed agreement before 2.30pm, you can have your money the same day. We will send money by BACS to your account free of charge.

8. What information do you need ?
We need the following informations:
* Your name and current address,
* Two contact phone numbers and your e-mail address,
* Your work and income details
* Your bank account details.

9. When will I need to repay the payday loan ?
The payday loan is repaid on your next payday. Usually up to 31 days.

Our charge for payday loan is 25%.